§ Calculator · Investment
Investor risk profile
What this is
Risk-tolerance quiz mapped to a target equity / fixed-income split.
Five short questions on time horizon, experience, behaviour under stress, income stability, and goal. Each answer scored 1-4. Total → risk band → suggested allocation.
When do you plan to start using this money?
How would you describe your investing experience?
If your portfolio drops 25% in a year, you would:
How stable is your income outside investments?
Primary goal for this money:
Score
0 / 20
Risk band
conservative
Suggested equity
30%
This is a simplified diagnostic, not an IIROC suitability assessment. A licensed advisor will run a more thorough Know-Your-Client (KYC) questionnaire before recommending any product.
Disclaimer
Educational, not financial advice. Output is generated by an AI assistant using simplified assumptions. Tax rates, contribution limits, and benefit amounts change annually; confirm with a CFP, CPA, or the relevant Canadian regulator (CRA, FSRA, OSC, IIROC) before acting.